INVOICE FACTORING
Unlock Cash Flow: Turn Your Invoices into Cash – It’s That Simple
Discover why so many businesses trust Integra Funding for cash flow solutions. In today’s world, waiting months for payment can hold you back and slow you down. Our simple invoice factoring turns outstanding invoices into cash today so you can grow without debt.
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WHAT IS INVOICE FACTORING?
Access the Capital You
Need, When You Need it
Invoice factoring, also known as account receivable financing, is a financial solution that allows small to medium sized businesses to bridge the gap between issuing invoices and getting paid. It gives you a consistent cash flow for day to day expenses and growth.
HOW DOES INVOICE FACTORING WORK?
Eliminate Payment Delays Once and For All
Invoice factoring allows you to turn your unpaid invoices into immediate cash, improving your cash flow without adding to your debt. No more waiting 30, 60, even 90 days to get paid.
Deliver Product/Service
Deliver your product or service to your client.
Submit Invoices to Integra
Send the invoice to Integra.
Receive Initial Payment
Integra immediately advances you a large portion of the invoice.
Payment Collection
Integra invoices your client and handles collection per your terms.
Final Settlement
Upon payment, Integra sends you the remaining balance, less a small fee.
WHAT ARE THE BENEFITS OF INVOICE FACTORING?
A Path to Success for Every Client
Here’s how it helps your business:
Immediate Cash Flow
Get cash fast by selling your unpaid invoices, so you have a steady flow of funds for your business operations.
No Added Debt
Invoice factoring is not a loan, so you don’t incur additional debt, and your balance sheet remains clean.
Flexible Funding
Our solutions cater to businesses of all sizes, providing you with the flexibility to choose the funding that best suits your needs.
Credit Management
We take care of credit checks and collections, allowing you to focus on what you do best – running your business.
Fast and Easy Process
Our streamlined application and approval process ensures you get the funds you need quickly and efficiently.
Client Relationships
We handle collections professionally, so your Client relationships remain intact while you focus on growing your business.
WHY CHOOSE INTEGRA FUNDING SOLUTIONS?
You Won't Find a Better Factoring Partner
Direct Source of Funds
Unlike many other factoring companies, we are a direct source of funds. This means there are no middlemen involved, reducing costs and allowing quick decisions.
Competitive Rates
We offer some of the most competitive rates in the industry, ensuring you get the best value for your factoring needs.
Transparent Pricing
We believe in being totally transparent. You’ll never have to worry about any hidden fees.
TAILORED FINANCIAL SOLUTIONS
Transform Your Business with
Solutions Tailored for Your Industry
Our financial solutions are created with industry experts to help you maximize your cash flow, save time, lower costs and focus on serving your clients.
Join Thousands of Companies That Have Trusted Integra
Integra is more than just a financing solution. Our services help clients enhance their operational efficiency through advanced back-office automation and rapid access to working capital.
Funding Highlights
SATISFIED CLIENTS
Don't Just Take Our Word for It
FAQ
Frequently Asked Questions
Invoice factoring is a financial service that allows businesses to sell their unpaid invoices to a factoring company at a discount. This provides immediate cash flow, helping businesses cover operational expenses, invest in growth opportunities, and manage financial emergencies.
With invoice factoring, you can get paid for your invoices in as little as 24 hours. Here’s how it works:
- You submit your unpaid invoices to Integra Funding Solutions.
- We advance you a significant percentage of the invoice value, typically within 24 hours.
- Your customers pay the invoice amount directly to us according to the agreed terms.
- Once we receive the full payment from your customer, we remit the remaining balance to you, minus a small factoring fee.
No, you don’t need to have good credit to qualify for invoice factoring. Integra Funding Solutions looks at the creditworthiness of your customers, not your own credit history. As long as your customers have good credit and a history of paying their invoices on time, you can qualify for invoice factoring.
The cost of invoice factoring varies depending on several factors, including the size of your invoices, the creditworthiness of your customers, and the volume of invoices you factor. At Integra Funding Solutions, we offer competitive rates and transparent pricing. Contact us to get a personalized quote for your business.
Getting started with Integra Funding Solutions is quick and easy. Once you complete our application process and are approved, you can start factoring your invoices right away. Contact us to learn more about our application process and get started today!
We can factor a wide range of invoices across various industries, including transportation, staffing, oil & gas, and manufacturing. If you’re unsure whether your invoices qualify, contact us, and we’ll be happy to discuss your specific needs.
Yes, with Integra Funding Solutions, you have the flexibility to choose which invoices you want to factor. This allows you to manage your cash flow according to your business needs.
If you choose recourse factoring, you will be responsible for repaying the advance if your customer doesn’t pay. With non-recourse factoring, we assume the credit risk, and you are not liable if the customer defaults. Our team will help you decide which option is best for your business.
No, we work with businesses of all sizes and do not require a minimum volume for factoring. Whether you have a few invoices or a high volume, we can provide the financial support you need.
Invoice factoring can actually improve your relationship with customers by allowing you to offer more flexible payment terms. Since we handle the collections process, you can focus on providing excellent service without worrying about cash flow.
Ready to Get Started?
Don’t let cash flow challenges hold your business back. Partner with Integra Funding Solutions for reliable invoice factoring services that keep your operations running smoothly. Contact us today to schedule a consultation and take the first step towards financial stability.